Your first weeks
Spanish bank account guidance
Practical guidance on opening and using an everyday bank account in Spain: what banks usually ask for, resident and non-resident options, and how to compare fees.
Who it’s for
- You have just arrived and need an account for salary, rent or bills
- A bank has asked for documents you do not have yet
- You are not sure whether to start with a traditional bank or an online one
What’s included
- A 45-minute guidance session
- What banks typically request: passport, NIE, proof of address, proof of income
- Resident and non-resident accounts explained
- How to compare everyday account fees and conditions
- Setting up direct debits for rent and utilities
- Email follow-up questions for 14 days
Not included
- Bank fees and charges
- Financial, investment or tax advice, or recommending financial products
- Any guarantee that a bank will open an account. Banks make their own decisions
This is my service fee for guidance and support. Government, legal and third-party fees are always separate and are paid by you.
Often booked together
Work out which NIE route applies to you, prepare the right forms and documents, and walk into your appointment ready.
Guidance for your residence card (TIE) or EU registration certificate: the right form, the right appointment and the deadlines that apply to your permit.
Find a home with fewer surprises: a search strategy for your city and budget, the documents landlords ask for, and the red flags to watch for in listings and contracts.
Have a question first?
Book a short consultation and we’ll work out exactly what you need.
